Insurance & Billing
At Peak Performance PT, we’ve made billing simple for you.
The road to recovery can be frustrating enough without having to jump through hoops to figure out your billing. That’s why we’ve made billing simple.
Here’s how it works:
- First, we verify your benefits for you so that we know your patient responsibility for physical therapy.
- When you visit, we collect your patient responsibility and apply it to your account with us.
- We take care of submitting a claim to your insurance company so they are aware of your appointment. It can take the insurance company around 45 days to process a claim.
- Once it has been processed, we review the claim and let you know if you have a balance or a refund coming your way.
Insurance
Peak Performance PT works with the majority of insurance carriers. Check the list below for your insurance provider.
- AARP
- Aetna (including: Medicare adv, Front Range &
- Whole Health)
- Assurant Health
- Auto Owners Insurance
- BCBS
- Champ VA (CR & AR offices only for now)
- CHP+
- Cigna
- Cigna-Great West
- CIRSA
- City of Denver
- CNIC
- Corvel
- Cofinity
- Colorado Access
- Coventry
- First Health Networks
- Friday Health Plans (Colorado)
- Gallagher Bassett
- GEHA/PPO USA
- Geico
- Golden Rule
- Hartford
- Humana (CR & AR offices only. CP & KC effect
9/1/23) - Kaiser (PHCS logo on card Only)
- Liberty Mutual
- Mail Handlers
- Medicaid/Health First CO (not Denver Medicaid)
- Medicare
- Medrisk (Work Comp)
- Meritian
- Multi-Plan
- Mutual Of Omaha
- One Call (Work Comp)
- OWCP
- PHCS
- Pinnacol assurance
- Professional Benefit Administrators
- Progressive
- State Farm
- TransAmerica Life Insurance
- Tricare
- Tricare for Life
- United Health Care
- United Health Care Medicare
- Advantage/Complete/Secure Horizons
- UMR
- USAA
If you have any questions about your insurance or about how billing works, we encourage you to contact our helpful billing department at any time at [email protected] or calling 720-879-1859.
Do you have a High Deductible Health Plan?
If you’re wanting to seek care but you’re worried about the cost and not sure how your health plan works, you’re not alone. Navigating the healthcare system can be stressful—financially, emotionally, and physically. But as we know, putting off care now leads to needing more care later…and spending more later, as well. This is especially true of musculoskeletal injuries and conditions. It’s a fact that getting the right PT early results in less imaging, medication, and surgery.
Let us help you get the care you need without breaking the bank. We’re well versed in High Deductible Health Plans and have a variety of options at our disposal to ensure that you’re not putting off feeling better due to cost concerns.
Here’s what you need to know:
What is a High Deductible Health Plan?
A High Deductible Health Plan (HDHP) is an insurance plan that requires patients to pay a large amount of their healthcare costs out of pocket before their insurance kicks in to help lighten the load. According to the IRS, in 2021, a health plan is considered an HDHP if….
- The deductible is $1,400 or more, for individuals
- The deductible is $2,800 or more, for families
YIKES. SO HOW CAN PEAK PERFORMANCE PT HELP ME?
At Peak Performance PT, we’re committed to providing our patients with the highest quality care, and that doesn’t just mean on the treatment table. We’re always searching for options to make physiotherapy a reality for each and every one of our patients, regardless of their financial situation. Thus, we offer a variety of affordable payment and financing options, including:
FLEXIBLE SPENDING ACCOUNTS & HEALTH SAVINGS ACCOUNTS
Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) are a great option for those looking to use pre-tax dollars to pay for physical therapy.
Flexible Spending Accounts are set up through your employer and must be used by the end of each enrollment year. Health Savings Accounts allow you to spend money on qualified health expenses or medical costs not covered by your insurance. There is no deadline for withdrawing funds from an HSA, and unlike FSAs, anyone can set one up. All plans are different – it’s best to contact your insurance provider for details on eligibility and benefits.
ACCEPTED INSURANCE PLANS
We accept a variety of health insurance plans for patients needing musculoskeletal care. We’ll work with you and your health plan to make the payment process as easy and hassle-free as possible. For more information or questions on coverage, please contact your insurance agent or give your local clinic a call.
The Bottom Line:
Don’t delay or avoid physiotherapy due to your high deductible plan. If you have questions about your specific plan, payment options, or the Care Credit process, let’s discuss it! Our friendly, knowledgeable billing team can help.